Zhuang Qianzhi said that reinsurance is the insurance of insurance, which can transfer and disperse the risks of the insurance industry. It is an important part of the entire financial insurance value chain and plays an irreplaceable role in the national risk management system.
Zhuang Qianzhi said that the current supply of my country's insurance industry is unbalanced and insufficient, and the contradiction between multi-level and diversified insurance demand is still prominent. The key to high-quality development lies in supply-side structural reform, and reinsurance has relatively strong data accumulation , technical capabilities and cooperation network have played a leading role in insurance innovation, product design, product pricing, clause design, risk management, etc.
In Zhuang Qianzhi's view, the current insurance industry is facing a more complex development environment, and it is necessary to accelerate the pace of transformation and development. In particular, it is necessary to effectively change the traditional business model that relies too much on investment returns, emphasize refined management on the underwriting side, deepen cost control, and invest in investors. Value-based allocation, strengthening investment risk management and control.
This article comes from the financial world