these years, hey. . If you cannot change the world, try your best to protect yourself in all directions, especially if you go out more frequently this year. Share the self-purchased "epidemic prevention insurance"
The main aspects of epidemic prevention protection are as follows:
①Infection, people are directly warped, the probability is extremely small, I believe that everyone who reads this article understands
-I have full life insurance myself Guarantee, in case of overturning, is currently mainly responsible for supporting the elderly, and the claim amount is relatively sufficient
② Medical expenses caused by infection with the new crown
- with employee medical insurance + company group 0 deductible commercial medical treatment + million medical treatment. That's right, I have two million-dollar medical treatments. I don't recommend such a configuration plan. This year's renewal plan will replace one with a mid-end medical treatment. For medical insurance , you can look back at this article - such as a hundred yuan to a few hundred yuan One year of insurance can cover the house at the critical moment without selling the house for treatment. Allowances
There are many so-called epidemic prevention insurances and new crown insurances in the market, all of which cover death/disability due to infection with the new crown, and the insured amount is very low, 100,000, and the medical insurance for the new crown is also very low, most of which are 10,000 or 20,000 , and most of the new crown allowances are paid for the quarantine allowance if they are in contact with positive people on public transportation or are quarantined in a centralized manner. The products recommended in this article have all the guarantees mentioned above. The most important thing for is to be forced to quarantine, and the allowance will be paid on a daily basis. , I think this part is what you need most. We all want to "separate with pay"
two self-purchased products:
① Fosun United Aiwuwu
Later, the price was increased to 59 for 1 year, and later, Fosun United I don’t play anymore, so I won’t go into details about how to do it.
②Zhonghui Mutual Benefit Wuyou
【Zhonghui Mutual】Dear customer, the Huiwuyou product you purchased has been successfully insured, policy number: P119520220101N0266***, effective date 2022 On March 13, 2008, you can visit the official website of Zhonghui www.pubmi.org to inquire and download the policy information. If you have any questions, please call 400-919-0505. Thank you for your attention and support to Zhonghui!
After Fosun, this product and ZhongAn Insurance have relatively better quarantine allowance clauses for epidemic prevention insurance. Due to the notification, this product will be removed from the shelves at 22:00 on the 17th of this month. After visual inspection, the compensation conditions of such products will become more and more unfriendly. Plus the allowances can be superimposed, so I bought this again. This is the product recommended in this article.
The home quarantine allowance is 200 yuan/day. In case of being caught and quarantined at their own expense, the compensation significance of the insurance allowance will be more prominent. In many cases that I have actually handled and seen, a certain company has also lost isolation allowances for home monitoring. According to the terms, home isolation can only be compensated. The nature and the description of documents opened by the community are different. I personally don’t think it is worth promoting. In order to maintain insurance products and market stability, it is best to pay compensation according to the terms, and not pay if you do not pay. However, as an ordinary consumer, you must hope that the terms of claim settlement are as loose as possible, that you can buy easily and pay easily. If you do not manage compensation, the terms are loose, or the review is strict. The premise is that you have to buy it before you can talk about it. Otherwise, it has nothing to do with you. , If you are going to quarantine soon, do not insure
②For insurance, see the insurance instructions and exclusion clauses. The questions you may be concerned about are all answered in [ FAQ ]. If you really don't understand, please email me. If you don’t buy blindly, please understand that you will be compensated if you meet the terms, and you will not be compensated if you don’t. Anyway, it is one of the most friendly products at present.