New Year's Day 2023 is just around the corner. In the new year, there will be good news on wages, pensions, medical insurance and subsidies, so let your family and friends know.
Salary
Starting from 2023, the salaries of some incumbents will usher in an increase. There are mainly two situations. The first situation is that the minimum wage in some areas has risen. For example, Hebei will raise the minimum wage standard from January 1, 2023. After the monthly minimum wage standard rises, the three grades will be 2200 yuan, 2000 yuan and 1800 yuan respectively. The minimum wage standard in Hebei was divided into 3 grades before the increase, which were 1900 yuan, 1790 yuan, 1680 yuan and 1580 yuan. This time, it was simplified to 3 grades, and the highest grade rose to 300 yuan, an increase of 15.8%. , The increase is very impressive, mainly because the last adjustment in Hebei was in 2019. In real life, many people receive wages according to the minimum wage standard. If the minimum wage is raised, the wages of these workers will naturally rise in a chain.
The second situation is that for the insured who has participated in the personal pension, Since the personal pension can enter the pre-tax deduction, the maximum monthly deduction is 1,000 yuan, so after participating in the personal pension, it can be deducted before tax. Then the personal tax fell, followed by a rise in wages. For example, if you participate in a personal pension of 1,000 yuan per month, this amount can be deducted before tax, and your personal tax rate is 10%, then the current personal tax can be reduced by 100 yuan, and the salary can be increased by 100 Yuan.
Pensions
Pensions include employee pensions, pensions for urban and rural residents, as well as newly established personal pensions and commercial pensions. For urban and rural residents' pensions, starting from 2023, some places will increase the basic pension standards for urban and rural residents. Among them, the Fujian Association will increase the basic pension from 2023, and the adjusted amount will be 10 yuan, which will reach 150 yuan after the increase. Ningxia will increase the basic pension by 5 yuan starting in 2023.
In addition, for commercial pensions, the pilot program will officially start from January 1, 2023, Beijing, Shanghai, Jiangsu, Zhejiang, Fujian, Shandong, Henan, Guangdong, Sichuan 10 places in Shaanxi Province and Shaanxi Province are piloting commercial pensions. The purchase threshold of commercial pensions is very low. You only need to be 18 years old to purchase it. It adopts a dual-account model of fixed pension account and continuous pension account. Your payment will be Lock a part, and then the rest can be invested to meet the needs of long-term pension and liquidity. The pilot program of commercial pension will add a new pension option for everyone. If you participate in the employee pension, enterprise annuity , also participate in personal pension, and buy commercial pension, then you will have 4 incomes after retirement, and the pension security is leveraged.
Medical insurance starts in 2023, and there is also good news about medical insurance, first of all, it is related to inter-provincial medical treatment. From January 1, 2023, the "Basic Medical Insurance Direct Settlement Procedures for Inter-provincial and Remote Medical Treatment" will be officially implemented. On the one hand, The scope of people who enjoy inter-provincial medical treatment in different places has been expanded, and "emergency rescue personnel in different places due to work, travel, etc. On the other hand, the scope of reimbursement for inter-provincial remote medical treatment is larger, and the filing procedures are more convenient. Emergency rescue expenses are included in the scope of direct settlement for inter-provincial and remote medical treatment. Changes like are very user-friendly, allowing more people to enjoy the convenience of direct settlement for medical treatment across provinces and places.
In addition, starting from January 1, 2023, some places will formally implement the reform of outpatient mutual aid security, that is to say, outpatient expenses can be included in reimbursement, and employee medical insurance personal accounts can be transferred between spouses, parents, and children. Mutual aid. For example, Gansu began to implement the outpatient mutual aid security reform on January 1, 2023. If the cumulative outpatient expenses reach more than 200 yuan and the annual reimbursement of outpatient expenses is less than 2,500 yuan, the in-service employees will be charged 60%.Reimbursement, retirees are reimbursed at 65%. In this way, the burden of outpatient medical treatment is reduced, and the use efficiency of personal account funds is improved.
subsidy
After the New Year's Day in 2023, the Spring Festival of 2023 will soon be ushered in, and during the Spring Festival, some people can receive Spring Festival subsidies or Spring Festival condolence fees. For example, Shanghai has now clarified the subsidy standards for the Spring Festival in 2023. Among them, the subsidy standard for low-income households is 700 yuan per household, and an increase of 100 yuan for each additional person. 750 yuan for the unemployed with family difficulties; 1,000 yuan for the extremely poor dependents; 1,200 yuan for key special care objects. In addition, retirees will also have a condolence fee of 800 or 900 yuan.
In addition, Ningbo will give retirees 2,000 yuan for the festival, and Hangzhou will give 1,200 yuan for the festival. This has been a policy for many years, and it is expected that the Spring Festival in 2023 will be no exception.
The above is the good news about wages, pensions, medical insurance and subsidies after New Year's Day in 2023. It is related to the pockets of many people. You are welcome to spread it to your relatives and friends.
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