Since the launch of CCTV's "Mortal Song", online discussions have never stopped. This TV series adapted from the novel "I'm Not a Loser" tells the story of three pairs of protagonists, facing different situations, different choices and different pursuits. In just thirty

CCTV’s “ Mortal Song ” has been hotly debated online since its launch.

This TV series is adapted from the novel "I am not a loser". It tells the story of three pairs of protagonists, facing different situations, different choices and different pursuits. In just thirty-seven episodes,

fully describes the struggles and helplessness of middle-aged people, and deeply touches every viewer.

Many viewers are saying that this drama is to inoculate us.

The phenomena of middle-aged unemployment, explosive investment, layoffs and salary reductions in the drama also happen from time to time in reality.

If you don’t want to face the same fate as them, taking the initiative to downgrade your life is the best way to break through.

01

Consumption downgrade

In the play, Na Wei and Shen Lin are a typical middle-class couple.

They have a spacious house in Wangjing and have a son and a daughter. They are a happy family of four.

Na Wei also worked hard for many years and reached the position of vice president of the company. His income is very high, so his family's money is not ambiguous at all.

In order to match his identity, Na Wei bought the BMW worth 500,000 yuan at any time;

Shen Lin worked as a full-time housewife at home, wearing a diamond ring worth 60,000 yuan, and all the clothes she wore were famous brands;

Their children owned The birthday party also cost money like water, tens of thousands of dollars were spent in one go.

Since Na Wei never spent money restrainedly, when Na Wei encountered department layoffs, his family immediately fell into trouble.

The family lives a tight life and is forced to downgrade their consumption.

They rented out the house in Wangjing for 12,000 yuan, moved the family to Yanjiao, and used the difference in price to subsidize the monthly mortgage payment.

The brand-name clothes and bags that can be sold are sold cheaply, and the ones that cannot be sold are given away as favors, and replaced with affordable products.

In the end, Na Wei sold the BMW at a low price and exchanged it for a second-hand Volkswagen.

Saadi once said: "Whoever is luxurious and luxurious when he is rich will die of hunger and cold when he is poor."

It is said that there will be three years of abundance and three years of poverty.

The human condition is like the harvest of nature, good and bad sometimes.

If you are not prepared to store food, any accident or change can easily defeat you.

So in the next few years, you must control your wallet, spend less and save more.

Every penny should be spent wisely, and you should habitually check your balance when going out for consumption.

02

Employment downgrade

When people reach middle age, they suddenly become unemployed. They cannot catch up with young people and cannot adapt to the new environment.

In order to support his family, he can only lower his work expectations and salary requirements again and again.

This is a new term that is very popular recently - employment downgrade.

In "Mortal Song", several middle-aged unemployed people embody this word vividly.

Shen Lin started out as the human resources director, with an annual salary of up to 200,000 after tax.

Later, with the support of her family, she chose to resign and become a full-time housewife.

But soon, family changes came one after another, and she had to enter the workplace again.

She thought that with her past qualifications, finding a good job should not be a problem.

The fact is that her former status as an executive is a thing of the past, and she is facing interviews and rejections one after another.

Under the impact of reality, Shen Lin had to constantly lower her expectations, and successively worked as a live-in nanny and selling marinated goods.

The same is true for Na Wei.

After being fired from the company, this once-powerful boss had to put down his pride and start selling takeout and braised food in order to maintain his family.

Qin Feng, another former executive in the play, also put down his body and went to the store to move goods and deliver goods in order to keep his job, just like a temporary worker.

Why can they do this?

Because in the world of middle-aged people, there are wolves before and tigers behind. A sudden layoff or an unexpected risk may crush a family.

As Yu Minhong said:

"When a person faces survival problems, survive first. As long as this job does not tarnish your personality and can bring you an income, you can do it first."

We The only thing we can do is to lower our expectations, survive first, and then talk about the future.

03

Investment downgrade

There is a hot word on the Internet recently, "The middle class does not want to live in a three-piece suit": Invest in shops, quit your job and start a business, and full-time stock trading.

Many investors overestimate their abilities and invest blindly, eventually losing their originally stable life.

We-media person @Naye told a story.

When the education and training industry was on the rise, she had an employee. Since her salary was high and her husband had some money, she invested all her family savings in it.

As a result, all the money was lost. The money for the children's education and the money for the family's living were all in vain.

Writer Lian Yue has a saying that hits the nail on the head:

"The standard of investment is that you must have the capital to arrange your family's life in advance, and then you have spare money before you can invest it; after the investment fails, you must ensure that your family has enough food and clothing, which cannot be followed If this standard cannot be guaranteed, ordinary people would be better off investing less.

At the finale of "Mortal Song", Na Wei's former boss Wang Ruizhi returned to secular life, and Na Wei went to him to get back the 800,000 he had advanced.

Wang Ruizhi said that he planned to make a comeback and asked Na Wei to invest the 800,000 directly to become a shareholder in the new company.

also said that when the time comes, dividends will be distributed, and the money can be doubled several times.

Na Wei was a little moved by what he said.

But when he returned home and saw his family struggling to make ends meet, Na Wei finally woke up from his investment dream and went to Wang Ruizhi to forcefully get the money back the next day.

In reality, many people always think that making big money by investing is an easy thing. As everyone knows, the chance of success is really slim.

In places you can’t see, countless people were photographed dead on the beach.

At our age, everything must be on the safe side.

In the next few years, we must be cautious about large-scale investments. Holding money in your hands is always more practical than investing in the market.

04

Education Downgrade

Some people say that the education of middle-class parents relies on two words, one is "smashing" and the other is "brushing".

Spend money on housing in school districts and cram schools; brush up your grades and take various exams in music, chess, calligraphy and painting.

However, the harder you try, the more likely you are to raise a rebellious and mediocre child.

Na Wei’s daughter, Na Zhuo, attends a foreign language primary school. She usually has Mathematical Olympiad classes, piano classes, etc., as well as tuition fees.

There is a scene in the play where Shen Lin combs her daughter's hair and checks her recitation of ancient poems before she goes to school.

When sending the child out, he diligently reminded him to carry it twice in the car.

But my daughter didn’t want to study at all. All she cared about was how to become the yo-yo king in school.

Houlang Research Institute also recorded the true story of a mother and son.

Mother Tang Wan has always regretted that she did not go to a good university. After giving birth to her child, she devoted herself to her child's education.

Since kindergarten, she has spent money to send her children to various interest classes. After

entered middle school, she quit her job and rented a house near the school to supervise her children's studies.

Despite all the hard work, the child only got into an ordinary second-level exam and went to work outside after graduation.

Blindly throwing money at chicken babies, the final result will most likely be like this: You spend time and money, but you raise a mediocre child.

And smart parents have already decided to downgrade their children’s education.

Cut off unnecessary interest classes and reduce education expenditures.

not only reduces the family burden, but also allows children to have a healthy and happy childhood.

▽

Economics professor He Yue once said:

"Actively downgrading life is self-rescue; passively downgrading life is struggle. "

The Nawei family in the play unfortunately fell into the latter category.

They moved from the prosperous Wangjing to Yanjiao. From high-paid white-collar workers to setting up stalls and delivering food, needless to say, the hardships in the process.

In fact, many middle-class people are only one step away from bankruptcy.

Facing an unknown tomorrow, the only thing we can do is to tighten our wallets and take the initiative to downgrade our lives.

Please believe that every time you bow your head in life, it is to hold your head higher in the future.

Every accumulation you have now will eventually be rewarded by fate.

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