On January 24, an actress, Lin Siyi, posted an article stating that she was almost fooled by an electronic scam. She shared her experience of almost being defrauded and called on netizens to install the national anti-fraud app to avoid being deceived, which attracted widespread attention.
She said that while she was awake and confused, she received a phone call. The other party claimed that her WeChat insurance was about to expire, and that if she did not cancel it, she would be deducted 2,000 yuan per month.
So, the scammer guided her to cancel the so-called protection, but she did not react at this time. " didn't realize something was wrong until the camera revealed half of my face when I stood up to operate it, and suddenly realized it was face time!" I immediately hung up the phone and searched online and found out that it was indeed a scam.
She also said, "The Chinese New Year is almost here! Scammers are also starting to ask for KPIs! Everyone must beware of phone scams! And be sure to remind the elders at home! Hurry up and download a national anti-fraud center (app)! "
In the comment area, some netizens said that the elderly are easily deceived by this kind of fraud. She replied to the netizen: "I was really scared and woke up. I called my mother immediately. I was so scared."
She also replied to the netizen He said that the other party made a total of 7 calls, "really in a row."
Many netizens have shared the scam routines they have encountered:
This scam is very common
Many people have fallen victim to it
According to media reports, there are not a few people who have fallen into the "million guarantee" scam.
In November 2023, Ms. Gao from Wuhan received a call from "WeChat customer service". The "customer service staff" repeatedly claimed that Ms. Gao's "million guarantee" free service in WeChat had expired, and if it was not closed, it would be deducted every month. 800 yuan premium. The "customer service staff" said: "Log in to the designated link I sent you and complete the relevant operations to unsubscribe from the service." If you do not cancel in time, the fee will be automatically deducted. Seeing that the "customer service staff" provided such "caring" services, Ms. Gao, who had no time to think about it, made transfers through mobile banking under the guidance of the other party, totaling more than 1.3 million yuan.
On July 17, 2023, Ms. Zhou, a Fujian citizen, received an Internet call while driving. The other party said that she had received the "Million Guarantee" service for free on WeChat a few years ago. If she did not cancel it, 3,000 would be automatically deducted every month. Yu Yuan. Ms. Zhou believed it to be true, and then the other party asked Ms. Zhou to operate as required and transfer 500,000 yuan in the bank card to the account provided by the other party on the grounds that "personal information needs to be verified". Ms. Zhou discovered that she had been deceived after the incident and immediately called the police.
What exactly is "Million Guarantee"
?
"Million Guarantee" refers to the security guarantee that if WeChat payment accounts and Alipay accounts are misappropriated by others, resulting in financial losses, the company promises unlimited compensation based on the amount of the loss, and the annual cumulative compensation amount is up to 1 million yuan.
WeChat and Alipay's "Million Protection" are security settings that are automatically turned on. is completely free and will not affect personal credit. At the same time, individuals cannot turn off this service.
As early as April 2023, WeChat Pay Consumer Protection WeChat ID published an article "Be careful! "Someone uses WeChat to pay for the "Million Guarantee" scam", the article reminds: WeChat payment for "Million Guarantee" is completely free, there is no "expiration renewal" , do not believe any "Million Guarantee" payment renewal, impact Credit scam.
Users can check their WeChat payment "million protection" in WeChat-Me-Service-Wallet-Consumer Protection-Security . Don’t answer if you encounter
!
If there is no need, quickly turn off this function
Some netizens noticed that Lin Siyi was defrauded and received "facetime". The media has reported many times before that scammers used the facetime function of Apple mobile phones to commit fraud.. Many netizens also shared their experiences of receiving scam calls from Facetime.
In this regard, the Criminal Investigation Bureau of the Ministry of Public Security has issued a relevant reminder:
Recently, we have received feedback from the victim, saying that there are fraudsters pretending to be customer service, using the facetime function of Apple mobile phones to initiate video calls to the victim, and then committing fraud.
Fraudsters falsely claim to be an official customer service provider, such as "WeChat Payment Center", "Alipay" and other platforms, and initiate video calls to Apple mobile phone owners through the facetime function. They used the reasons of canceling false loans, adjusting loan interest rates, closing financial accounts, etc., to require the victim to download various video conferencing software and enable screen sharing functions to trick the victim into transferring money to the designated account.
In response to this, WeChat Security Center and Alipay officials have successively issued news statements: will not contact users through facetime, personal social accounts, etc., but any "customer service" contacted through this method is counterfeit.
Police remind, Do not answer facetime calls from strangers. If you do not need to use it, you can turn off this function. Please be vigilant!
In addition, screen sharing means that the other party can see the content of your mobile phone screen in real time , including the bank card you entered. Passwords, verification codes and other property information, must not enable the "screen sharing" function with strangers to avoid falling into traps and being deceived!
Source: Beijing Daily WeChat
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