Xiao Chen has been in trouble recently. "In the past few days, my workplace phone number has been bombarded with different calls (collectors) and text messages (collection text messages). I even called my family and friends. We call each other every day. I'm afraid." The reason w

Xiao Chen has been in trouble recently. “In the past few days, my workplace phone number has been bombarded with calls (collection people) and text messages (collection text messages). They even called my family and friends. We have been calling every day. They are all afraid.”

The reason was that he was just one day overdue and failed to repay on time to an online loan platform, so he was violently collected.

In recent years, "loan sharking", "routine loans" and "naked loans" have occurred from time to time, followed by "violent bombing" collections. Behind the violent collection chaos is the violation of regulations by online loan platforms and excessive collection of user information. .

Case

Pingxiang Internet Security destroyed the "violent collection" criminal gang

The Pingxiang Public Security Bureau's Anyuan Branch received an alarm, saying that the unit continued to receive intimidating and threatening calls, which seriously affected office order. The Pingxiang Public Security Network Security Department attached great importance to the incident and immediately deployed work. After investigation,

found that the "violent debt collection" gang headed by Zhou used phone bombing, group text messaging and other means to harass, abuse, threaten and intimidate borrowers and their relatives, friends and colleagues to violently collect online loans, causing serious consequences to borrowers and related units. Influence.

Pingxiang Internet Security, together with criminal investigation and other departments, set up a task force to launch a network closing operation and arrested criminal suspects such as Zhou Mou and Yang Mou. At present, 10 criminal suspects have confessed to their criminal acts and have been taken into custody in accordance with the law. Criminal coercive measures are being taken and the case is under further investigation.

How do these "violent collection" gangs know the information of

online loan borrowers and their colleagues' family members?

Some online loan platforms violate regulations and excessively collect borrower information when making external loans.

When a borrower registers for an online loan app, he or she needs to check privacy information authorization, fill in personal bank card account number, identity information, residential address, work unit, emergency contact and other information, and authorize their mobile phone address book and facial recognition. , positioning, etc. As a result, the loan company obtained a large amount of user information. Without authorization, the loan cannot proceed.

What laws are violated by violent debt collection

The crime of collecting illegal debts

If the circumstances of illegal violent debt collection are serious, they may face fixed-term imprisonment of up to three years or a fine.

The crime of infringing on citizens’ personal information

Illegally obtaining the borrower’s address book information for harassment is an act of infringing on citizens’ personal information, and serious cases will also be punished by law.

The crime of extortion

uses threats, intimidation and other means to force repayment, and even discloses privacy and harms relatives. These behaviors constitute the crime of extortion.

The crime of picking quarrels and provoking trouble

During the process, there are abusive, threatening, intimidating and other bad behaviors, which may constitute the crime of picking quarrels and provoking trouble, which can be punished with a maximum prison sentence.

Internet police remind

Be cautious when taking online loans.

Internet police remind consumers who need loans to handle loan business through formal online loan platforms. In order to prevent the leakage of personal information, users must read the authorization content carefully when signing relevant documents or filling out the app through the app, and clearly understand the purpose of authorization. If an online loan platform infringes on citizens' personal information, they should report it to the police in time.

material | Jiangxi Internet Police

(Source: Cyber ​​Security Bureau of the Ministry of Public Security)

For more exciting information, please download the "Jimu News" client in the application market. Please do not reprint without authorization. Welcome to provide news clues, and you will be paid once accepted . The 24-hour reporting hotline is 027-86777777.