Lu Junfeng, 36, graduated from the 26th TVB Artist Training Course in 2013 and joined the entertainment industry.
Lu Junfeng has filmed dramas such as "Twelve Legends", "Woodthorn Witness", "Walker 3" and "Golden Night Building" for many years. After filming "News Queen" last year, he officially left TVB to develop independently. .
In addition to changing his career to work in the service industry,
occasionally takes over the job of emcee. At the beginning of the year, he admitted that life is not easy.
Yesterday, Lu Junfeng revealed on the social platform that he accidentally fell into a text message scam. His credit card was misappropriated for 150,000 Hong Kong dollars and he suffered heavy losses. I would like to share this experience in particular and hope that everyone can be more careful and vigilant!
Lu Junfeng shared a photo of the crime report record and explained the details of the fraud he encountered in a long article, "Last week, my dxx credit card was stolen. Two overseas purchases were about 150,000 Hong Kong dollars. Now. Already called the police. The text message I received said that the points were about to expire and a verification code was required during the registration process, and then I received a verification code..."
After a series of operations, Lu Junfeng: "A transaction was displayed above. The strange code required me to confirm whether I wanted to transfer money. I felt suspicious and immediately stopped the operation. About 5 minutes later, I received a call from the dxx security department asking me if I had made two overseas purchases. Of course I answered. No. But the bank said that you have successfully transferred the money and it was approved through the SMS verification code we sent. The most bizarre thing is that I immediately checked the SMS records. The SMS records just seemed to be magical and automatic. Disappeared!”
Lu Junfeng said that he immediately asked dxx to stop the card and terminate the transaction, but unfortunately, the two transactions were completed.
He later went to the bank: "I asked the bank why they notified me after the transfer? The denomination is not small, it is more than 100,000, and I have never had any overseas spending records or large transaction records in the past (I am a poor person) ), why didn’t you check the threshold first and then notify me after the transfer was completed? The bank said it could not do anything because it had already been transferred and they only found out after the transfer. They asked me to contact the merchant myself to ask for a stop and suggested that I go "Call the police."
Lu Junfeng had no choice but to call the police immediately, but the police also said that they could not recover: "So I went to the nearest police station to report the case overnight, but the police said that it was an overseas transaction and could not be traced. They could only record a confession and make a record. I negotiated with the bank myself. I was speechless again. After several negotiations with the bank, the bank did not directly respond to my questions about security loopholes and risk management. They just told me to wait for 4 to 6 weeks for them to decide on these two transactions. "How to deal with it?"
He asked everyone's opinion afterwards, "Can I just passively accept the bank's treatment?" "Is there anyone in the legal industry who can give me some advice to protect my rights?"
He He said that he went online to search for relevant news afterwards and found that similar cases had happened repeatedly in the same bank, and the result was that customers were required to bear all the money.
He said: "I consider myself a very careful poor person. Hundreds of thousands is not a small amount to me. I sincerely hope that everyone will be more vigilant. Once the information is stolen, the consequences will be like mine."”
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