fans and friends, good evening everyone! During this period, when the rate of return of RMB bank fixed deposits continued to decline, and RMB bank wealth management products suffered substantial losses, USD deposit products went up all the way .
Benben Xiong wrote in his previous article "
For fans and friends in the mainland, the US dollar deposit product of Bank of China (Hong Kong) is not very friendly, because it is only for Bank of China wealth management customers of personal wealth, deposits The cycle is only 7 days .
Considering the epidemic situation, transportation, catering, and accommodation expenses to and from Hong Kong, if you don’t have a small goal (100 million) in deposits, everyone should think about it and let it go !
However, Recently, many mainland banks have launched dollar deposit products with an annualized interest rate of 5%. If you have USD cash, you can consider !
The first one is Bank of Nanjing . The Xinhuitian personal dollar deposit launched by Nanjing Bank can enjoy a 5% rate of return with a minimum deposit amount of US$10,000. This product has three major features— guaranteed capital and interest, steady value-added, and included in the scope of deposit insurance protection.
no contrast, no harm. It is also a deposit product launched by Nanjing Bank. The annual interest rate of RMB personal time deposit is only 3.5%.
The second is Bank of Hangzhou . The US dollar "Baiying Deposit" issued by Bank of Hangzhou starts at US$8,000, and the annual interest rate of the product with a deposit period of 13 months has also reached 5%. The annual interest rate of this product was still under 4% when it was released in September .
The third is Hengfeng Bank . The USD deposit of Hengfeng Bank’s Xi’an Branch starts at USD 200,000, and the maximum annual interest rate for 1-year products is also 5% .
That’s all for today. Fans and friends are welcome to interact with Benbenxiong. Thank you very much for your support!
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